Call reports 2022
O'BANNON BANKING COMPANY — 2022
What O'BANNON BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,228,000 | 269,548,000 | 261,484,000 | 255,661,000 |
| Total loans | 196,163,000 | 190,937,000 | 190,851,000 | 191,882,000 |
| Allowance for loan losses | 2,357,000 | 2,443,000 | 2,364,000 | 2,025,000 |
| Securities available for sale | 43,268,000 | 41,816,000 | 40,574,000 | 41,245,000 |
| Securities held to maturity | 3,385,000 | 3,383,000 | 3,380,000 | 3,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,091,000 | 245,802,000 | 238,798,000 | 228,451,000 |
| Interest-bearing deposits | 197,785,000 | 196,838,000 | 188,237,000 | 181,762,000 |
| Noninterest-bearing deposits | 51,307,000 | 48,964,000 | 50,561,000 | 46,689,000 |
| Equity capital | 20,930,000 | 20,472,000 | 19,348,000 | 20,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,549,000 | 5,130,000 | 7,819,000 | 10,574,000 |
| Interest expense | 276,000 | 533,000 | 798,000 | 1,159,000 |
| Net interest income | 2,273,000 | 4,597,000 | 7,021,000 | 9,415,000 |
| Noninterest income | 154,000 | 313,000 | 469,000 | 597,000 |
| Noninterest expense | 1,513,000 | 3,111,000 | 4,775,000 | 6,496,000 |
| Provision for loan losses | 70,000 | 173,000 | 274,000 | 305,000 |
| Pretax income | 844,000 | 1,626,000 | 2,408,000 | 3,178,000 |
| Income tax | 194,000 | 372,000 | 543,000 | 724,000 |
| Net income | 650,000 | 1,254,000 | 1,865,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,035,000 | 23,640,000 | 23,731,000 | 24,346,000 |
| Total capital | 25,392,000 | 26,034,000 | 26,095,000 | — |
| Risk-weighted assets | 194,657,000 | 191,445,000 | 191,652,000 | — |