Call reports 2021
O'BANNON BANKING COMPANY — 2021
What O'BANNON BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 252,281,000 | 261,801,000 | 265,706,000 | 270,837,000 |
| Total loans | 183,763,000 | 185,628,000 | 196,509,000 | 196,938,000 |
| Allowance for loan losses | 1,964,000 | 2,083,000 | 2,159,000 | 2,284,000 |
| Securities available for sale | 30,402,000 | 34,182,000 | 37,541,000 | 39,642,000 |
| Securities held to maturity | 4,082,000 | 4,079,000 | 4,076,000 | 4,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,799,000 | 235,661,000 | 239,030,000 | 243,869,000 |
| Interest-bearing deposits | 177,807,000 | 186,564,000 | 189,796,000 | 193,740,000 |
| Noninterest-bearing deposits | 48,992,000 | 49,097,000 | 49,234,000 | 50,130,000 |
| Equity capital | 20,923,000 | 21,598,000 | 21,997,000 | 22,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,525,000 | 5,120,000 | 8,044,000 | 10,978,000 |
| Interest expense | 364,000 | 703,000 | 1,027,000 | 1,331,000 |
| Net interest income | 2,161,000 | 4,417,000 | 7,017,000 | 9,647,000 |
| Noninterest income | 173,000 | 343,000 | 510,000 | 671,000 |
| Noninterest expense | 1,546,000 | 3,124,000 | 4,657,000 | 6,172,000 |
| Provision for loan losses | 90,000 | 137,000 | 222,000 | 313,000 |
| Pretax income | 698,000 | 1,499,000 | 2,648,000 | 3,822,000 |
| Income tax | 156,000 | 343,000 | 610,000 | 855,000 |
| Net income | 542,000 | 1,156,000 | 2,038,000 | 2,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,987,000 | 21,601,000 | 22,003,000 | 22,886,000 |
| Total capital | — | 23,684,000 | 24,162,000 | 25,170,000 |
| Risk-weighted assets | — | 181,189,000 | 192,734,000 | 193,696,000 |