Call reports 2020
O'BANNON BANKING COMPANY — 2020
What O'BANNON BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 221,231,000 | 240,624,000 | 241,474,000 | 244,173,000 |
| Total loans | 178,271,000 | 177,376,000 | 181,952,000 | 183,798,000 |
| Allowance for loan losses | 1,635,000 | 1,709,000 | 1,781,000 | 1,874,000 |
| Securities available for sale | 17,225,000 | 20,075,000 | 19,932,000 | 19,093,000 |
| Securities held to maturity | 5,994,000 | 5,491,000 | 5,488,000 | 5,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,780,000 | 213,735,000 | 212,664,000 | 217,363,000 |
| Interest-bearing deposits | 162,135,000 | 174,033,000 | 169,142,000 | 172,392,000 |
| Noninterest-bearing deposits | 31,645,000 | 39,702,000 | 43,522,000 | 44,971,000 |
| Equity capital | 20,221,000 | 20,780,000 | 20,761,000 | 21,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,696,000 | 5,367,000 | 7,949,000 | 10,494,000 |
| Interest expense | 567,000 | 1,120,000 | 1,601,000 | 2,015,000 |
| Net interest income | 2,129,000 | 4,247,000 | 6,348,000 | 8,479,000 |
| Noninterest income | 139,000 | 250,000 | 388,000 | 523,000 |
| Noninterest expense | 1,468,000 | 3,014,000 | 4,563,000 | 6,171,000 |
| Provision for loan losses | 72,000 | 163,000 | 259,000 | 350,000 |
| Pretax income | 728,000 | 1,320,000 | 1,914,000 | 2,576,000 |
| Income tax | 157,000 | 280,000 | 409,000 | 541,000 |
| Net income | 571,000 | 1,040,000 | 1,505,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,981,000 | 20,450,000 | 20,395,000 | 20,925,000 |