Call reports 2019
O'BANNON BANKING COMPANY — 2019
What O'BANNON BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 219,584,000 | 216,987,000 | 214,304,000 | 216,835,000 |
| Total loans | 172,711,000 | 172,778,000 | 176,348,000 | 179,098,000 |
| Allowance for loan losses | 1,684,000 | 1,740,000 | 1,802,000 | 1,786,000 |
| Securities available for sale | 12,905,000 | 13,779,000 | 13,268,000 | 14,919,000 |
| Securities held to maturity | 7,030,000 | 7,027,000 | 7,024,000 | 7,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,110,000 | 184,345,000 | 182,658,000 | 187,280,000 |
| Interest-bearing deposits | 153,373,000 | 153,544,000 | 151,422,000 | 155,138,000 |
| Noninterest-bearing deposits | 31,737,000 | 30,802,000 | 31,236,000 | 32,143,000 |
| Equity capital | 18,576,000 | 19,224,000 | 19,338,000 | 20,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,571,000 | 5,231,000 | 7,909,000 | 10,610,000 |
| Interest expense | 504,000 | 1,061,000 | 1,638,000 | 2,218,000 |
| Net interest income | 2,067,000 | 4,170,000 | 6,271,000 | 8,392,000 |
| Noninterest income | 147,000 | 263,000 | 427,000 | 570,000 |
| Noninterest expense | 1,452,000 | 2,919,000 | 4,344,000 | 5,770,000 |
| Provision for loan losses | 62,000 | 83,000 | 126,000 | 183,000 |
| Pretax income | 700,000 | 1,431,000 | 2,228,000 | 3,009,000 |
| Income tax | 174,000 | 344,000 | 547,000 | 621,000 |
| Net income | 526,000 | 1,087,000 | 1,681,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,650,000 | 19,211,000 | 19,261,000 | 19,968,000 |
| Total capital | 20,334,000 | 20,951,000 | 21,063,000 | 21,754,000 |
| Risk-weighted assets | 164,704,000 | 166,231,000 | 168,258,000 | 173,171,000 |