Call reports 2018
O'BANNON BANKING COMPANY — 2018
What O'BANNON BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 196,791,000 | 195,798,000 | 199,947,000 | 208,841,000 |
| Total loans | 157,776,000 | 158,190,000 | 165,294,000 | 173,554,000 |
| Allowance for loan losses | 1,613,000 | 1,607,000 | 1,560,000 | 1,611,000 |
| Securities available for sale | 11,357,000 | 11,931,000 | 11,169,000 | 10,682,000 |
| Securities held to maturity | 7,888,000 | 7,885,000 | 7,881,000 | 8,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,011,000 | 172,397,000 | 163,971,000 | 172,260,000 |
| Interest-bearing deposits | 142,911,000 | 139,923,000 | 131,831,000 | 141,340,000 |
| Noninterest-bearing deposits | 33,100,000 | 32,474,000 | 32,141,000 | 30,920,000 |
| Equity capital | 17,346,000 | 17,868,000 | 17,788,000 | 18,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,459,000 | 6,784,000 | 9,219,000 |
| Interest expense | 254,000 | 537,000 | 838,000 | 1,267,000 |
| Net interest income | 1,958,000 | 3,922,000 | 5,946,000 | 7,952,000 |
| Noninterest income | 163,000 | 325,000 | 458,000 | 550,000 |
| Noninterest expense | 1,371,000 | 2,772,000 | 4,213,000 | 5,554,000 |
| Provision for loan losses | 2,000 | 3,000 | 37,000 | 86,000 |
| Pretax income | 748,000 | 1,472,000 | 2,154,000 | 2,862,000 |
| Income tax | 183,000 | 364,000 | 531,000 | 640,000 |
| Net income | 565,000 | 1,108,000 | 1,623,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,555,000 | 18,098,000 | 18,053,000 | 18,652,000 |
| Total capital | 19,168,000 | 19,705,000 | 19,613,000 | 20,263,000 |
| Risk-weighted assets | 152,370,000 | 153,961,000 | 160,671,000 | 165,399,000 |