Call reports 2017
O'BANNON BANKING COMPANY — 2017
What O'BANNON BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 188,782,000 | 187,661,000 | 190,193,000 | 197,827,000 |
| Total loans | 143,093,000 | 150,009,000 | 155,435,000 | 161,499,000 |
| Allowance for loan losses | 1,427,000 | 1,545,000 | 1,598,000 | 1,693,000 |
| Securities available for sale | 10,223,000 | 10,720,000 | 10,026,000 | 10,340,000 |
| Securities held to maturity | 9,360,000 | 9,357,000 | 9,546,000 | 9,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,820,000 | 170,230,000 | 165,058,000 | 171,097,000 |
| Interest-bearing deposits | 141,965,000 | 138,556,000 | 134,578,000 | 138,573,000 |
| Noninterest-bearing deposits | 29,856,000 | 31,675,000 | 30,479,000 | 32,524,000 |
| Equity capital | 16,313,000 | 16,687,000 | 16,851,000 | 17,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 4,043,000 | 6,178,000 | 8,379,000 |
| Interest expense | 191,000 | 394,000 | 603,000 | 852,000 |
| Net interest income | 1,777,000 | 3,649,000 | 5,575,000 | 7,527,000 |
| Noninterest income | 133,000 | 286,000 | 444,000 | 565,000 |
| Noninterest expense | 1,690,000 | 3,041,000 | 4,394,000 | 5,758,000 |
| Provision for loan losses | 41,000 | 158,000 | 256,000 | 366,000 |
| Pretax income | 179,000 | 736,000 | 1,369,000 | 1,968,000 |
| Income tax | 62,000 | 255,000 | 491,000 | 601,000 |
| Net income | 117,000 | 481,000 | 878,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,365,000 | 16,730,000 | 16,887,000 | 17,376,000 |
| Total capital | 17,792,000 | 18,275,000 | 18,485,000 | 19,069,000 |
| Risk-weighted assets | 151,446,000 | 155,091,000 | 160,606,000 | 161,015,000 |