Call reports 2012
O'BANNON BANKING COMPANY — 2012
What O'BANNON BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 152,547,000 | 153,982,000 | 151,144,000 | 151,755,000 |
| Total loans | 108,816,000 | 109,395,000 | 107,914,000 | 107,432,000 |
| Allowance for loan losses | 1,671,000 | 1,679,000 | 1,711,000 | 1,676,000 |
| Securities available for sale | 11,533,000 | 11,804,000 | 10,466,000 | 10,585,000 |
| Securities held to maturity | 9,306,000 | 10,250,000 | 10,304,000 | 9,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,565,000 | 139,626,000 | 136,602,000 | 136,636,000 |
| Interest-bearing deposits | 115,298,000 | 117,673,000 | 115,544,000 | 115,492,000 |
| Noninterest-bearing deposits | 21,267,000 | 21,954,000 | 21,059,000 | 21,144,000 |
| Equity capital | 13,462,000 | 13,756,000 | 13,927,000 | 14,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,659,000 | 5,485,000 | 7,313,000 |
| Interest expense | 350,000 | 674,000 | 972,000 | 1,247,000 |
| Net interest income | 1,488,000 | 2,985,000 | 4,513,000 | 6,066,000 |
| Noninterest income | 104,000 | 251,000 | 385,000 | 487,000 |
| Noninterest expense | 1,119,000 | 2,262,000 | 3,341,000 | 4,403,000 |
| Provision for loan losses | 259,000 | 339,000 | 394,000 | 394,000 |
| Pretax income | 214,000 | 635,000 | 1,211,000 | 1,804,000 |
| Income tax | 72,000 | 198,000 | 401,000 | 540,000 |
| Net income | 142,000 | 437,000 | 810,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,228,000 | 13,523,000 | 13,676,000 | 14,131,000 |
| Total capital | 14,547,000 | 14,867,000 | 15,000,000 | 15,464,000 |
| Risk-weighted assets | 105,186,000 | 107,174,000 | 105,556,000 | 106,298,000 |