Call reports 2011
O'BANNON BANKING COMPANY — 2011
What O'BANNON BANKING COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 148,252,000 | 145,726,000 | 145,706,000 | 148,249,000 |
| Total loans | 102,991,000 | 105,925,000 | 106,277,000 | 107,033,000 |
| Allowance for loan losses | 1,451,000 | 1,464,000 | 1,597,000 | 1,647,000 |
| Securities available for sale | 15,133,000 | 14,200,000 | 13,426,000 | 12,218,000 |
| Securities held to maturity | 8,791,000 | 8,608,000 | 9,349,000 | 9,269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,545,000 | 127,403,000 | 127,151,000 | 130,845,000 |
| Interest-bearing deposits | 111,073,000 | 109,041,000 | 107,974,000 | 110,923,000 |
| Noninterest-bearing deposits | 17,472,000 | 18,362,000 | 19,177,000 | 19,922,000 |
| Equity capital | 12,801,000 | 13,175,000 | 13,217,000 | 13,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,803,000 | 3,662,000 | 5,513,000 | 7,372,000 |
| Interest expense | 445,000 | 844,000 | 1,204,000 | 1,551,000 |
| Net interest income | 1,358,000 | 2,818,000 | 4,309,000 | 5,821,000 |
| Noninterest income | 215,000 | 389,000 | 546,000 | 661,000 |
| Noninterest expense | 1,107,000 | 2,257,000 | 3,338,000 | 4,407,000 |
| Provision for loan losses | 128,000 | 213,000 | 396,000 | 536,000 |
| Pretax income | 338,000 | 737,000 | 1,121,000 | 1,539,000 |
| Income tax | 115,000 | 249,000 | 383,000 | 416,000 |
| Net income | 223,000 | 488,000 | 738,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,690,000 | 12,956,000 | 12,965,000 | 13,350,000 |
| Total capital | 13,957,000 | 14,241,000 | 14,245,000 | 14,650,000 |
| Risk-weighted assets | 101,150,000 | 102,640,000 | 102,107,000 | 103,614,000 |