Call reports 2010
O'BANNON BANKING COMPANY — 2010
What O'BANNON BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 143,742,000 | 143,694,000 | 143,174,000 | 147,419,000 |
| Total loans | 105,031,000 | 104,743,000 | 102,622,000 | 103,368,000 |
| Allowance for loan losses | 1,429,000 | 1,584,000 | 1,601,000 | 1,360,000 |
| Securities available for sale | 15,666,000 | 16,467,000 | 14,486,000 | 12,738,000 |
| Securities held to maturity | 6,581,000 | 6,578,000 | 6,575,000 | 9,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,953,000 | 118,279,000 | 119,266,000 | 124,543,000 |
| Interest-bearing deposits | 101,260,000 | 101,135,000 | 102,004,000 | 106,719,000 |
| Noninterest-bearing deposits | 16,693,000 | 17,144,000 | 17,262,000 | 17,824,000 |
| Equity capital | 12,570,000 | 12,703,000 | 12,701,000 | 12,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 3,635,000 | 5,480,000 | 7,323,000 |
| Interest expense | 533,000 | 1,084,000 | 1,578,000 | 2,036,000 |
| Net interest income | 1,277,000 | 2,551,000 | 3,902,000 | 5,287,000 |
| Noninterest income | 199,000 | 399,000 | 567,000 | 692,000 |
| Noninterest expense | 1,077,000 | 2,219,000 | 3,397,000 | 4,575,000 |
| Provision for loan losses | 205,000 | 442,000 | 591,000 | 749,000 |
| Pretax income | 194,000 | 289,000 | 481,000 | 655,000 |
| Income tax | 58,000 | 72,000 | 118,000 | 156,000 |
| Net income | 136,000 | 217,000 | 363,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,375,000 | 12,456,000 | 12,471,000 | 12,608,000 |
| Total capital | 13,634,000 | 13,717,000 | 13,717,000 | 13,884,000 |
| Risk-weighted assets | 100,566,000 | 100,532,000 | 99,345,000 | 102,005,000 |