Call reports 2009
O'BANNON BANKING COMPANY — 2009
What O'BANNON BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,079,000 | 139,698,000 | 140,217,000 | 142,264,000 |
| Total loans | 104,722,000 | 105,186,000 | 108,971,000 | 106,363,000 |
| Allowance for loan losses | 984,000 | 1,153,000 | 1,265,000 | 1,438,000 |
| Securities available for sale | 13,372,000 | 14,910,000 | 14,602,000 | 14,103,000 |
| Securities held to maturity | 5,465,000 | 5,562,000 | 5,558,000 | 6,138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,972,000 | 110,915,000 | 111,320,000 | 115,491,000 |
| Interest-bearing deposits | 90,890,000 | 94,330,000 | 94,953,000 | 98,247,000 |
| Noninterest-bearing deposits | 17,082,000 | 16,585,000 | 16,367,000 | 17,244,000 |
| Equity capital | 12,500,000 | 12,457,000 | 12,529,000 | 12,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,768,000 | 5,652,000 | 7,568,000 |
| Interest expense | 661,000 | 1,287,000 | 1,882,000 | 2,440,000 |
| Net interest income | 1,242,000 | 2,481,000 | 3,770,000 | 5,128,000 |
| Noninterest income | 218,000 | 420,000 | 648,000 | 872,000 |
| Noninterest expense | 1,207,000 | 2,416,000 | 3,574,000 | 4,698,000 |
| Provision for loan losses | 124,000 | 376,000 | 649,000 | 986,000 |
| Pretax income | 129,000 | 219,000 | 305,000 | 426,000 |
| Income tax | 19,000 | 27,000 | 46,000 | 83,000 |
| Net income | 110,000 | 192,000 | 259,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,241,000 | 12,325,000 | 12,275,000 | 12,359,000 |
| Total capital | 13,225,000 | 13,478,000 | 13,534,000 | 13,613,000 |
| Risk-weighted assets | 100,145,000 | 100,336,000 | 100,684,000 | 100,144,000 |