Call reports 2001
O'BANNON BANKING COMPANY — 2001
What O'BANNON BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 108,874,000 | 107,922,000 | 109,673,000 | 109,170,000 |
| Total loans | 86,188,000 | 82,999,000 | 79,792,000 | 77,717,000 |
| Allowance for loan losses | 1,668,000 | 1,620,000 | 1,347,000 | 1,307,000 |
| Securities available for sale | 326,000 | 322,000 | 314,000 | 306,000 |
| Securities held to maturity | 14,243,000 | 14,104,000 | 12,693,000 | 13,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,437,000 | 94,140,000 | 96,023,000 | 95,501,000 |
| Interest-bearing deposits | 84,833,000 | 84,509,000 | 85,314,000 | 84,861,000 |
| Noninterest-bearing deposits | 9,604,000 | 9,631,000 | 10,709,000 | 10,640,000 |
| Equity capital | 9,507,000 | 9,816,000 | 9,705,000 | 9,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,282,000 | 6,337,000 | 8,240,000 |
| Interest expense | 1,111,000 | 2,188,000 | 3,230,000 | 4,150,000 |
| Net interest income | 1,017,000 | 2,094,000 | 3,107,000 | 4,090,000 |
| Noninterest income | 104,000 | 242,000 | 379,000 | 549,000 |
| Noninterest expense | 737,000 | 1,479,000 | 2,285,000 | 3,159,000 |
| Provision for loan losses | 27,000 | 66,000 | 111,000 | 156,000 |
| Pretax income | 357,000 | 791,000 | 1,091,000 | 1,324,000 |
| Income tax | 100,000 | 224,000 | 299,000 | 353,000 |
| Net income | 257,000 | 567,000 | 792,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,488,000 | 9,797,000 | 9,687,000 | 9,833,000 |
| Total capital | 10,426,000 | 10,710,000 | 10,581,000 | 10,710,000 |
| Risk-weighted assets | 74,316,000 | 72,362,000 | 70,982,000 | 69,707,000 |