Call reports 2022
WINTER PARK NATIONAL BANK — 2022
What WINTER PARK NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 759,789,000 | 751,511,000 | 741,832,000 | 713,985,000 |
| Total loans | 295,385,000 | 316,951,000 | 359,735,000 | 381,884,000 |
| Allowance for loan losses | 4,149,000 | 4,179,000 | 4,294,000 | 4,554,000 |
| Securities available for sale | 100,490,000 | 135,445,000 | 144,375,000 | 107,808,000 |
| Securities held to maturity | 176,233,000 | 170,853,000 | 163,750,000 | 161,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 681,128,000 | 673,693,000 | 667,525,000 | 667,627,000 |
| Interest-bearing deposits | 474,678,000 | 474,383,000 | 458,910,000 | 462,641,000 |
| Noninterest-bearing deposits | 206,450,000 | 199,310,000 | 208,615,000 | 204,986,000 |
| Equity capital | 43,810,000 | 41,944,000 | 39,441,000 | 39,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,631,000 | 9,617,000 | 15,612,000 | 22,472,000 |
| Interest expense | 357,000 | 765,000 | 1,559,000 | 3,604,000 |
| Net interest income | 4,274,000 | 8,852,000 | 14,053,000 | 18,868,000 |
| Noninterest income | 124,000 | 258,000 | 384,000 | 500,000 |
| Noninterest expense | 1,821,000 | 3,616,000 | 5,521,000 | 7,735,000 |
| Provision for loan losses | 145,000 | 175,000 | 290,000 | 550,000 |
| Pretax income | 2,432,000 | 5,319,000 | 8,626,000 | 10,500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,432,000 | 5,319,000 | 8,626,000 | 10,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,118,000 | 50,278,000 | 52,262,000 | 51,557,000 |
| Total capital | 53,267,000 | 54,457,000 | 56,556,000 | 56,111,000 |
| Risk-weighted assets | 404,666,000 | 442,697,000 | 477,125,000 | 476,560,000 |