Call reports 2021
WINTER PARK NATIONAL BANK — 2021
What WINTER PARK NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 578,104,000 | 596,645,000 | 618,605,000 | 797,240,000 |
| Total loans | 266,968,000 | 262,711,000 | 278,679,000 | 303,797,000 |
| Allowance for loan losses | 3,429,000 | 3,429,000 | 3,609,000 | 4,004,000 |
| Securities available for sale | 214,569,000 | 240,587,000 | 247,779,000 | 61,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 182,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,261,000 | 522,341,000 | 542,057,000 | 722,733,000 |
| Interest-bearing deposits | 353,779,000 | 352,450,000 | 373,915,000 | 444,588,000 |
| Noninterest-bearing deposits | 153,482,000 | 169,891,000 | 168,142,000 | 278,145,000 |
| Equity capital | 45,264,000 | 48,547,000 | 46,982,000 | 45,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,652,000 | 7,633,000 | 11,602,000 | 15,647,000 |
| Interest expense | 378,000 | 739,000 | 1,105,000 | 1,440,000 |
| Net interest income | 3,274,000 | 6,894,000 | 10,497,000 | 14,207,000 |
| Noninterest income | 99,000 | 225,000 | 360,000 | 479,000 |
| Noninterest expense | 1,407,000 | 2,937,000 | 4,553,000 | 6,099,000 |
| Provision for loan losses | 165,000 | 165,000 | 345,000 | 740,000 |
| Pretax income | 1,778,000 | 3,994,000 | 5,936,000 | 7,824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,778,000 | 3,994,000 | 5,936,000 | 7,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,770,000 | 46,570,000 | 47,602,000 | 46,587,000 |
| Total capital | 49,199,000 | 49,999,000 | 51,211,000 | 50,591,000 |
| Risk-weighted assets | 347,264,000 | 282,116,000 | 351,986,000 | 380,940,000 |