Call reports 2020
WINTER PARK NATIONAL BANK — 2020
What WINTER PARK NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 418,816,000 | 466,511,000 | 516,184,000 | 516,130,000 |
| Total loans | 211,125,000 | 231,974,000 | 229,844,000 | 251,199,000 |
| Allowance for loan losses | 2,923,000 | 3,251,000 | 3,251,000 | 3,264,000 |
| Securities available for sale | 125,886,000 | 140,435,000 | 181,156,000 | 193,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,948,000 | 398,652,000 | 443,572,000 | 440,116,000 |
| Interest-bearing deposits | 277,360,000 | 281,348,000 | 317,031,000 | 316,907,000 |
| Noninterest-bearing deposits | 77,588,000 | 117,304,000 | 126,541,000 | 123,209,000 |
| Equity capital | 46,474,000 | 48,931,000 | 50,402,000 | 50,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,405,000 | 6,660,000 | 9,840,000 | 13,084,000 |
| Interest expense | 740,000 | 1,266,000 | 1,786,000 | 2,229,000 |
| Net interest income | 2,665,000 | 5,394,000 | 8,054,000 | 10,855,000 |
| Noninterest income | 79,000 | 205,000 | 323,000 | 437,000 |
| Noninterest expense | 1,239,000 | 2,465,000 | 3,758,000 | 5,232,000 |
| Provision for loan losses | 347,000 | 675,000 | 675,000 | 688,000 |
| Pretax income | 1,158,000 | 2,758,000 | 4,282,000 | 5,710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,158,000 | 2,758,000 | 4,282,000 | 5,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,072,000 | 43,744,000 | 45,340,000 | 45,995,000 |
| Total capital | 44,995,000 | 46,995,000 | 48,591,000 | 49,259,000 |
| Risk-weighted assets | 274,709,000 | 275,872,000 | 287,754,000 | 299,358,000 |