Call reports 2019
WINTER PARK NATIONAL BANK — 2019
What WINTER PARK NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 275,171,000 | 340,642,000 | 342,464,000 | 351,920,000 |
| Total loans | 154,347,000 | 176,298,000 | 183,531,000 | 200,269,000 |
| Allowance for loan losses | 2,001,000 | 2,241,000 | 2,366,000 | 2,576,000 |
| Securities available for sale | 82,357,000 | 95,436,000 | 105,322,000 | 109,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,459,000 | 297,031,000 | 297,010,000 | 306,134,000 |
| Interest-bearing deposits | 184,434,000 | 234,673,000 | 225,967,000 | 232,636,000 |
| Noninterest-bearing deposits | 50,025,000 | 62,358,000 | 71,043,000 | 73,498,000 |
| Equity capital | 40,253,000 | 43,043,000 | 44,861,000 | 45,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,491,000 | 8,649,000 | 11,942,000 |
| Interest expense | 581,000 | 1,329,000 | 2,148,000 | 2,946,000 |
| Net interest income | 1,966,000 | 4,162,000 | 6,501,000 | 8,996,000 |
| Noninterest income | 67,000 | 139,000 | 233,000 | 328,000 |
| Noninterest expense | 1,034,000 | 2,094,000 | 3,178,000 | 4,403,000 |
| Provision for loan losses | 175,000 | 415,000 | 540,000 | 750,000 |
| Pretax income | 824,000 | 1,792,000 | 3,017,000 | 4,172,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 824,000 | 1,792,000 | 3,017,000 | 4,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,748,000 | 40,788,000 | 42,086,000 | 43,312,000 |
| Total capital | 41,749,000 | 43,029,000 | 44,452,000 | 45,888,000 |
| Risk-weighted assets | 178,705,000 | 198,812,000 | 211,571,000 | 222,553,000 |