Call reports 2018
WINTER PARK NATIONAL BANK — 2018
What WINTER PARK NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 142,920,000 | 188,809,000 | 227,158,000 | 247,192,000 |
| Total loans | 69,539,000 | 93,649,000 | 114,554,000 | 140,478,000 |
| Allowance for loan losses | 876,000 | 1,215,000 | 1,500,000 | 1,826,000 |
| Securities available for sale | 51,428,000 | 56,105,000 | 66,716,000 | 79,798,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,704,000 | 152,445,000 | 190,360,000 | 208,277,000 |
| Interest-bearing deposits | 83,110,000 | 113,878,000 | 146,783,000 | 166,314,000 |
| Noninterest-bearing deposits | 23,594,000 | 38,567,000 | 43,577,000 | 41,963,000 |
| Equity capital | 35,954,000 | 36,018,000 | 36,379,000 | 38,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,426,000 | 4,254,000 | 6,569,000 |
| Interest expense | 120,000 | 316,000 | 660,000 | 1,140,000 |
| Net interest income | 899,000 | 2,110,000 | 3,594,000 | 5,429,000 |
| Noninterest income | 33,000 | 85,000 | 138,000 | 197,000 |
| Noninterest expense | 775,000 | 1,629,000 | 2,536,000 | 3,520,000 |
| Provision for loan losses | 273,000 | 612,000 | 897,000 | 1,223,000 |
| Pretax income | -116,000 | -46,000 | 299,000 | 883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -116,000 | -46,000 | 299,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,120,000 | 37,383,000 | 38,133,000 | 38,853,000 |
| Total capital | 37,996,000 | 38,598,000 | 39,633,000 | 40,679,000 |
| Risk-weighted assets | 86,412,000 | 114,244,000 | 138,132,000 | 164,154,000 |