Call reports 2026
FIRST NATIONAL BANK OF MICHIGAN — 2026
What FIRST NATIONAL BANK OF MICHIGAN reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 982,437,000 | 988,867,000 |
| Total loans | 825,278,000 | 826,277,000 |
| Allowance for loan losses | 11,421,000 | 11,912,000 |
| Securities available for sale | 110,732,000 | 100,095,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 760,438,000 | 807,175,000 |
| Interest-bearing deposits | 619,438,000 | 659,591,000 |
| Noninterest-bearing deposits | 141,000,000 | 147,584,000 |
| Equity capital | 89,508,000 | 90,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,842,000 | 26,186,000 |
| Interest expense | 5,142,000 | 10,355,000 |
| Net interest income | 7,700,000 | 15,831,000 |
| Noninterest income | 409,000 | 924,000 |
| Noninterest expense | 4,851,000 | 9,843,000 |
| Provision for loan losses | 583,000 | 1,069,000 |
| Pretax income | 2,776,000 | 6,011,000 |
| Income tax | 507,000 | 1,172,000 |
| Net income | 2,269,000 | 4,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 93,012,000 | 93,261,000 |
| Total capital | 103,666,000 | 103,928,000 |
| Risk-weighted assets | 850,404,000 | 851,064,000 |