Call reports 2025
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2025
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 232,271,000 | 238,441,000 | 238,252,000 | 242,165,000 |
| Total loans | 99,246,000 | 100,602,000 | 103,525,000 | 108,089,000 |
| Allowance for loan losses | 694,000 | 694,000 | 694,000 | 691,000 |
| Securities available for sale | 98,080,000 | 97,084,000 | 97,619,000 | 99,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,544,000 | 201,687,000 | 199,772,000 | 203,110,000 |
| Interest-bearing deposits | 177,259,000 | 178,571,000 | 179,569,000 | 180,772,000 |
| Noninterest-bearing deposits | 19,285,000 | 23,116,000 | 20,203,000 | 22,338,000 |
| Equity capital | 35,020,000 | 35,901,000 | 37,046,000 | 38,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,309,000 | 4,701,000 | 7,219,000 | 9,746,000 |
| Interest expense | 410,000 | 844,000 | 1,286,000 | 1,697,000 |
| Net interest income | 1,899,000 | 3,857,000 | 5,933,000 | 8,049,000 |
| Noninterest income | 221,000 | 441,000 | 666,000 | 878,000 |
| Noninterest expense | 1,511,000 | 3,009,000 | 4,612,000 | 6,145,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 569,000 | 1,334,000 | 2,032,000 | 2,812,000 |
| Income tax | 100,000 | 249,000 | 384,000 | 535,000 |
| Net income | 469,000 | 1,085,000 | 1,648,000 | 2,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,301,000 | 38,916,000 | 39,480,000 | 40,037,000 |
| Total capital | 38,301,000 | 38,916,000 | 40,220,000 | 40,728,000 |
| Risk-weighted assets | 91,314,000 | 94,382,000 | 95,900,000 | 98,097,000 |