Call reports 2024
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2024
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 226,977,000 | 227,357,000 | 226,364,000 | 231,091,000 |
| Total loans | 96,612,000 | 98,019,000 | 97,903,000 | 99,586,000 |
| Allowance for loan losses | 740,000 | 740,000 | 740,000 | 694,000 |
| Securities available for sale | 95,965,000 | 96,966,000 | 101,352,000 | 95,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,696,000 | 194,177,000 | 191,134,000 | 196,511,000 |
| Interest-bearing deposits | 173,335,000 | 171,873,000 | 169,112,000 | 175,604,000 |
| Noninterest-bearing deposits | 21,361,000 | 22,304,000 | 22,022,000 | 20,907,000 |
| Equity capital | 31,687,000 | 32,512,000 | 34,520,000 | 33,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,646,000 | 7,024,000 | 9,345,000 |
| Interest expense | 361,000 | 758,000 | 1,180,000 | 1,599,000 |
| Net interest income | 1,931,000 | 3,888,000 | 5,844,000 | 7,746,000 |
| Noninterest income | 183,000 | 394,000 | 591,000 | 797,000 |
| Noninterest expense | 1,424,000 | 2,891,000 | 4,378,000 | 5,868,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 638,000 | 1,320,000 | 1,949,000 | 2,567,000 |
| Income tax | 123,000 | 254,000 | 374,000 | 492,000 |
| Net income | 515,000 | 1,066,000 | 1,575,000 | 2,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,284,000 | 36,834,000 | 37,402,000 | 37,832,000 |
| Total capital | 37,024,000 | 37,574,000 | 38,142,000 | 38,526,000 |
| Risk-weighted assets | 87,310,000 | 89,226,000 | 86,503,000 | 90,891,000 |