Call reports 2023
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2023
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 232,130,000 | 226,451,000 | 222,887,000 | 228,640,000 |
| Total loans | 95,286,000 | 96,438,000 | 96,398,000 | 96,353,000 |
| Allowance for loan losses | 453,000 | 459,000 | 461,000 | 740,000 |
| Securities available for sale | 101,713,000 | 98,348,000 | 95,984,000 | 98,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,060,000 | 196,528,000 | 193,175,000 | 197,079,000 |
| Interest-bearing deposits | 180,323,000 | 172,080,000 | 171,009,000 | 172,792,000 |
| Noninterest-bearing deposits | 21,737,000 | 24,448,000 | 22,166,000 | 24,287,000 |
| Equity capital | 29,165,000 | 29,206,000 | 29,088,000 | 31,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,028,000 | 4,123,000 | 6,266,000 | 8,518,000 |
| Interest expense | 159,000 | 382,000 | 663,000 | 992,000 |
| Net interest income | 1,869,000 | 3,741,000 | 5,603,000 | 7,526,000 |
| Noninterest income | 172,000 | 387,000 | 583,000 | 788,000 |
| Noninterest expense | 1,361,000 | 2,771,000 | 4,166,000 | 5,588,000 |
| Provision for loan losses | 6,000 | 12,000 | 14,000 | 14,000 |
| Pretax income | 674,000 | 1,299,000 | 1,858,000 | 2,564,000 |
| Income tax | 131,000 | 251,000 | 358,000 | 494,000 |
| Net income | 543,000 | 1,048,000 | 1,500,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,311,000 | 34,816,000 | 35,268,000 | 35,768,000 |
| Total capital | 34,764,000 | 35,275,000 | 35,729,000 | 36,508,000 |
| Risk-weighted assets | 99,922,000 | 86,652,000 | 87,234,000 | 87,764,000 |