Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 227,468,000 | 229,278,000 | 229,965,000 | 232,834,000 |
| Total loans | 91,680,000 | 93,513,000 | 94,398,000 | 95,149,000 |
| Allowance for loan losses | 443,000 | 443,000 | 443,000 | 447,000 |
| Securities available for sale | 75,397,000 | 82,074,000 | 92,711,000 | 96,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,535,000 | 204,097,000 | 206,335,000 | 204,590,000 |
| Interest-bearing deposits | 172,190,000 | 176,594,000 | 178,612,000 | 180,645,000 |
| Noninterest-bearing deposits | 34,345,000 | 27,503,000 | 27,723,000 | 23,945,000 |
| Equity capital | 19,207,000 | 24,490,000 | 22,706,000 | 27,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,516,000 | 4,194,000 | 6,144,000 |
| Interest expense | 25,000 | 50,000 | 109,000 | 226,000 |
| Net interest income | 1,152,000 | 2,466,000 | 4,085,000 | 5,918,000 |
| Noninterest income | 196,000 | 392,000 | 584,000 | 763,000 |
| Noninterest expense | 1,244,000 | 2,514,000 | 3,906,000 | 5,244,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 11,000 |
| Pretax income | 97,000 | 337,000 | 756,000 | 1,426,000 |
| Income tax | 10,000 | 50,000 | 127,000 | 257,000 |
| Net income | 87,000 | 287,000 | 629,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,686,000 | 28,885,000 | 29,228,000 | 33,768,000 |
| Total capital | 22,129,000 | 29,328,000 | 29,671,000 | 34,215,000 |
| Risk-weighted assets | 83,371,000 | 80,520,000 | 88,637,000 | 85,139,000 |