Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 205,879,000 | 212,638,000 | 209,230,000 | 226,706,000 |
| Total loans | 85,185,000 | 85,480,000 | 85,618,000 | 89,114,000 |
| Allowance for loan losses | 436,000 | 436,000 | 436,000 | 436,000 |
| Securities available for sale | 49,412,000 | 53,664,000 | 57,122,000 | 65,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,305,000 | 189,201,000 | 185,146,000 | 204,211,000 |
| Interest-bearing deposits | 154,704,000 | 159,644,000 | 150,003,000 | 168,051,000 |
| Noninterest-bearing deposits | 28,601,000 | 29,557,000 | 35,143,000 | 36,160,000 |
| Equity capital | 21,893,000 | 22,071,000 | 22,105,000 | 21,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,140,000 | 2,282,000 | 3,471,000 | 4,573,000 |
| Interest expense | 46,000 | 88,000 | 124,000 | 152,000 |
| Net interest income | 1,094,000 | 2,194,000 | 3,347,000 | 4,421,000 |
| Noninterest income | 220,000 | 422,000 | 642,000 | 852,000 |
| Noninterest expense | 1,197,000 | 2,417,000 | 3,625,000 | 4,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 117,000 | 199,000 | 364,000 | 446,000 |
| Income tax | 14,000 | 21,000 | 45,000 | 52,000 |
| Net income | 103,000 | 178,000 | 319,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,307,000 | 21,382,000 | 21,523,000 | 21,598,000 |
| Total capital | 21,743,000 | 21,818,000 | 21,959,000 | 22,034,000 |
| Risk-weighted assets | 68,928,000 | 74,545,000 | 70,120,000 | 74,210,000 |