Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2019
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 162,040,000 | 162,822,000 | 163,422,000 | 165,024,000 |
| Total loans | 85,019,000 | 85,433,000 | 84,274,000 | 84,572,000 |
| Allowance for loan losses | 351,000 | 396,000 | 396,000 | 396,000 |
| Securities available for sale | 29,995,000 | 31,331,000 | 31,141,000 | 30,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,888,000 | 140,978,000 | 141,176,000 | 143,136,000 |
| Interest-bearing deposits | 116,625,000 | 115,581,000 | 116,647,000 | 118,430,000 |
| Noninterest-bearing deposits | 24,263,000 | 25,397,000 | 24,529,000 | 24,706,000 |
| Equity capital | 20,579,000 | 21,064,000 | 21,255,000 | 21,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,768,000 | 4,117,000 | 5,424,000 |
| Interest expense | 32,000 | 70,000 | 116,000 | 163,000 |
| Net interest income | 1,340,000 | 2,698,000 | 4,001,000 | 5,261,000 |
| Noninterest income | 131,000 | 286,000 | 437,000 | 601,000 |
| Noninterest expense | 1,201,000 | 2,426,000 | 3,648,000 | 4,945,000 |
| Provision for loan losses | 90,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | 180,000 | 423,000 | 655,000 | 782,000 |
| Income tax | 28,000 | 69,000 | 107,000 | 124,000 |
| Net income | 152,000 | 354,000 | 548,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,467,000 | 20,668,000 | 20,862,000 | 20,973,000 |
| Total capital | 20,818,000 | 21,064,000 | 21,258,000 | 21,369,000 |
| Risk-weighted assets | 60,703,000 | 62,502,000 | 63,341,000 | 64,268,000 |