Call reports 2018
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2018
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 161,831,000 | 163,342,000 | 162,733,000 | 162,129,000 |
| Total loans | 85,158,000 | 85,779,000 | 87,502,000 | 85,714,000 |
| Allowance for loan losses | 111,000 | 126,000 | 171,000 | 261,000 |
| Securities available for sale | 18,927,000 | 19,978,000 | 22,406,000 | 27,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,547,000 | 143,150,000 | 142,355,000 | 141,644,000 |
| Interest-bearing deposits | 118,412,000 | 118,127,000 | 116,092,000 | 116,908,000 |
| Noninterest-bearing deposits | 23,135,000 | 25,023,000 | 26,263,000 | 24,736,000 |
| Equity capital | 19,649,000 | 19,730,000 | 19,756,000 | 20,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,465,000 | 3,773,000 | 5,136,000 |
| Interest expense | 23,000 | 47,000 | 71,000 | 99,000 |
| Net interest income | 1,190,000 | 2,418,000 | 3,702,000 | 5,037,000 |
| Noninterest income | 132,000 | 272,000 | 417,000 | 572,000 |
| Noninterest expense | 1,236,000 | 2,454,000 | 3,701,000 | 4,940,000 |
| Provision for loan losses | 0 | 15,000 | 60,000 | 150,000 |
| Pretax income | 86,000 | 221,000 | 358,000 | 519,000 |
| Income tax | 8,000 | 27,000 | 46,000 | 69,000 |
| Net income | 78,000 | 194,000 | 312,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,941,000 | 20,058,000 | 20,175,000 | 20,314,000 |
| Total capital | 20,052,000 | 20,184,000 | 20,346,000 | 20,575,000 |
| Risk-weighted assets | 58,544,000 | 59,551,000 | 61,012,000 | 60,322,000 |