Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF DELTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 163,021,000 | 161,962,000 | 160,634,000 | 161,840,000 |
| Total loans | 87,393,000 | 88,064,000 | 87,977,000 | 86,219,000 |
| Allowance for loan losses | 117,000 | 111,000 | 111,000 | 111,000 |
| Securities available for sale | 14,498,000 | 15,321,000 | 16,732,000 | 17,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,117,000 | 141,848,000 | 140,320,000 | 141,602,000 |
| Interest-bearing deposits | 120,474,000 | 118,653,000 | 116,430,000 | 117,896,000 |
| Noninterest-bearing deposits | 22,643,000 | 23,195,000 | 23,890,000 | 23,706,000 |
| Equity capital | 19,432,000 | 19,550,000 | 19,607,000 | 19,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,326,000 | 3,510,000 | 4,724,000 |
| Interest expense | 27,000 | 54,000 | 80,000 | 106,000 |
| Net interest income | 1,127,000 | 2,272,000 | 3,430,000 | 4,618,000 |
| Noninterest income | 104,000 | 263,000 | 406,000 | 538,000 |
| Noninterest expense | 1,293,000 | 2,529,000 | 3,750,000 | 4,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -62,000 | 6,000 | 86,000 | 178,000 |
| Income tax | -40,000 | -35,000 | -20,000 | -144,000 |
| Net income | -22,000 | 41,000 | 106,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,527,000 | 19,550,000 | 19,607,000 | 19,864,000 |
| Total capital | 19,644,000 | 19,661,000 | 19,718,000 | 19,975,000 |
| Risk-weighted assets | 58,579,000 | 58,418,000 | 59,482,000 | 58,846,000 |