Call reports 2025
METROPOLITAN COMMERCIAL BANK — 2025
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,614,929,000 | 7,852,651,000 | 8,233,294,000 | 8,254,538,000 |
| Total loans | 6,342,122,000 | 6,612,789,000 | 6,781,703,000 | 6,810,233,000 |
| Allowance for loan losses | 67,803,000 | 74,071,000 | 94,239,000 | 97,081,000 |
| Securities available for sale | 523,542,000 | 551,029,000 | 552,441,000 | 578,932,000 |
| Securities held to maturity | 398,972,000 | 387,901,000 | 376,447,000 | 356,627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,526,140,000 | 6,825,476,000 | 7,137,454,000 | 7,432,272,000 |
| Interest-bearing deposits | 5,064,768,000 | 5,363,867,000 | 5,690,414,000 | 5,897,758,000 |
| Noninterest-bearing deposits | 1,461,372,000 | 1,461,609,000 | 1,447,040,000 | 1,534,514,000 |
| Equity capital | 710,700,000 | 727,710,000 | 719,561,000 | 726,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 118,770,000 | 245,814,000 | 377,813,000 | 515,280,000 |
| Interest expense | 51,494,000 | 104,564,000 | 158,922,000 | 210,751,000 |
| Net interest income | 67,276,000 | 141,250,000 | 218,891,000 | 304,529,000 |
| Noninterest income | 3,565,000 | 6,176,000 | 8,659,000 | 11,053,000 |
| Noninterest expense | 40,638,000 | 82,182,000 | 126,691,000 | 169,669,000 |
| Provision for loan losses | 4,468,000 | 10,722,000 | 34,676,000 | 37,461,000 |
| Pretax income | 25,770,000 | 54,446,000 | 66,241,000 | 109,138,000 |
| Income tax | 7,739,000 | 16,320,000 | 19,868,000 | 32,715,000 |
| Net income | 18,031,000 | 38,126,000 | 46,373,000 | 76,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 748,137,000 | 763,433,000 | 751,682,000 | 756,730,000 |
| Total capital | 817,986,000 | 839,674,000 | 841,709,000 | 847,029,000 |
| Risk-weighted assets | 6,773,260,000 | 7,020,994,000 | 7,195,848,000 | 7,215,021,000 |