Call reports 2022
METROPOLITAN COMMERCIAL BANK — 2022
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,621,752,000 | 6,865,429,000 | 6,420,241,000 | 6,265,921,000 |
| Total loans | 4,120,663,000 | 4,374,384,000 | 4,616,524,000 | 4,839,744,000 |
| Allowance for loan losses | 38,130,000 | 40,530,000 | 42,537,000 | 44,871,000 |
| Securities available for sale | 505,728,000 | 465,661,000 | 423,265,000 | 445,747,000 |
| Securities held to maturity | 467,893,000 | 530,740,000 | 521,376,000 | 510,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,970,006,000 | 6,203,208,000 | 5,766,169,000 | 5,302,821,000 |
| Interest-bearing deposits | 2,763,315,000 | 2,708,076,000 | 2,673,509,000 | 2,855,762,000 |
| Noninterest-bearing deposits | 3,206,691,000 | 3,495,132,000 | 3,092,660,000 | 2,447,059,000 |
| Equity capital | 568,763,000 | 585,239,000 | 592,068,000 | 584,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 50,968,000 | 110,122,000 | 180,178,000 | 260,729,000 |
| Interest expense | 3,625,000 | 7,331,000 | 13,837,000 | 30,177,000 |
| Net interest income | 47,343,000 | 102,791,000 | 166,341,000 | 230,552,000 |
| Noninterest income | 7,533,000 | 14,605,000 | 20,512,000 | 26,851,000 |
| Noninterest expense | 24,206,000 | 49,958,000 | 80,024,000 | 145,971,000 |
| Provision for loan losses | 3,400,000 | 5,800,000 | 7,807,000 | 10,116,000 |
| Pretax income | 27,164,000 | 61,459,000 | 98,755,000 | 101,058,000 |
| Income tax | 7,375,000 | 18,021,000 | 29,429,000 | 38,701,000 |
| Net income | 19,789,000 | 43,438,000 | 69,326,000 | 62,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 586,623,000 | 610,273,000 | 636,163,000 | 628,824,000 |
| Total capital | 624,933,000 | 650,983,000 | 678,880,000 | 673,875,000 |
| Risk-weighted assets | 4,324,146,000 | 4,618,666,000 | 4,852,428,000 | 5,129,217,000 |