Call reports 2018
METROPOLITAN COMMERCIAL BANK — 2018
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,967,401,000 | 1,922,097,000 | 1,928,085,000 | 2,180,728,000 |
| Total loans | 1,525,386,000 | 1,602,751,000 | 1,701,082,000 | 1,869,926,000 |
| Allowance for loan losses | 16,256,000 | 17,459,000 | 18,488,000 | 18,938,000 |
| Securities available for sale | 30,277,000 | 28,988,000 | 27,490,000 | 32,549,000 |
| Securities held to maturity | 5,212,000 | 4,985,000 | 4,757,000 | 4,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,622,617,000 | 1,545,220,000 | 1,550,748,000 | 1,674,757,000 |
| Interest-bearing deposits | 599,254,000 | 670,973,000 | 761,207,000 | 862,047,000 |
| Noninterest-bearing deposits | 1,023,362,000 | 874,247,000 | 789,541,000 | 812,711,000 |
| Equity capital | 281,366,000 | 288,183,000 | 296,484,000 | 304,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,625,000 | 38,617,000 | 60,590,000 | 83,928,000 |
| Interest expense | 1,590,000 | 3,579,000 | 6,499,000 | 10,252,000 |
| Net interest income | 17,035,000 | 35,038,000 | 54,091,000 | 73,676,000 |
| Noninterest income | 5,377,000 | 8,063,000 | 10,005,000 | 12,191,000 |
| Noninterest expense | 11,097,000 | 20,945,000 | 30,924,000 | 42,194,000 |
| Provision for loan losses | 1,477,000 | 2,747,000 | 2,294,000 | 3,138,000 |
| Pretax income | 9,838,000 | 19,372,000 | 30,841,000 | 40,498,000 |
| Income tax | 3,047,000 | 6,001,000 | 9,682,000 | 12,402,000 |
| Net income | 6,791,000 | 13,371,000 | 21,159,000 | 28,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,161,000 | 279,067,000 | 287,454,000 | 294,881,000 |
| Total capital | 288,827,000 | 296,959,000 | 306,375,000 | 314,227,000 |
| Risk-weighted assets | 1,533,818,000 | 1,629,328,000 | 1,741,051,000 | 1,886,250,000 |