Call reports 2017
METROPOLITAN COMMERCIAL BANK — 2017
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,266,434,000 | 1,585,669,000 | 1,722,099,000 | 1,758,446,000 |
| Total loans | 1,099,321,000 | 1,284,374,000 | 1,383,774,000 | 1,420,186,000 |
| Allowance for loan losses | 12,232,000 | 13,905,000 | 15,071,000 | 14,882,000 |
| Securities available for sale | 35,724,000 | 35,610,000 | 33,922,000 | 32,157,000 |
| Securities held to maturity | 6,228,000 | 5,968,000 | 5,681,000 | 5,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,028,911,000 | 1,341,996,000 | 1,502,800,000 | 1,421,525,000 |
| Interest-bearing deposits | 630,693,000 | 630,425,000 | 662,298,000 | 806,364,000 |
| Noninterest-bearing deposits | 398,218,000 | 711,572,000 | 840,502,000 | 615,161,000 |
| Equity capital | 153,512,000 | 156,624,000 | 160,977,000 | 274,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,438,000 | 26,479,000 | 42,877,000 | 60,737,000 |
| Interest expense | 1,446,000 | 3,157,000 | 4,990,000 | 6,713,000 |
| Net interest income | 10,992,000 | 23,322,000 | 37,887,000 | 54,024,000 |
| Noninterest income | 1,246,000 | 2,819,000 | 5,052,000 | 11,301,000 |
| Noninterest expense | 7,235,000 | 14,376,000 | 22,945,000 | 32,712,000 |
| Provision for loan losses | 570,000 | 2,360,000 | 3,560,000 | 7,059,000 |
| Pretax income | 4,433,000 | 9,405,000 | 16,434,000 | 25,554,000 |
| Income tax | 1,759,000 | 3,742,000 | 6,553,000 | 11,993,000 |
| Net income | 2,674,000 | 5,663,000 | 9,881,000 | 13,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,690,000 | 146,797,000 | 151,253,000 | 265,076,000 |
| Total capital | 156,048,000 | 160,925,000 | 166,447,000 | 280,317,000 |
| Risk-weighted assets | 1,089,655,000 | 1,300,019,000 | 1,404,743,000 | 1,444,031,000 |