Call reports 2016
METROPOLITAN COMMERCIAL BANK — 2016
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,069,570,000 | 1,102,178,000 | 1,090,592,000 | 1,219,507,000 |
| Total loans | 875,984,000 | 949,704,000 | 967,152,000 | 1,059,110,000 |
| Allowance for loan losses | 10,505,000 | 11,704,000 | 11,497,000 | 11,811,000 |
| Securities available for sale | 45,917,000 | 40,950,000 | 40,308,000 | 37,329,000 |
| Securities held to maturity | 4,822,000 | 7,330,000 | 6,970,000 | 6,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 910,713,000 | 958,412,000 | 933,904,000 | 1,001,578,000 |
| Interest-bearing deposits | 617,936,000 | 632,092,000 | 614,721,000 | 590,379,000 |
| Noninterest-bearing deposits | 292,777,000 | 326,320,000 | 319,183,000 | 411,199,000 |
| Equity capital | 97,407,000 | 99,536,000 | 128,997,000 | 128,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,938,000 | 20,939,000 | 32,280,000 | 44,236,000 |
| Interest expense | 1,352,000 | 2,821,000 | 4,207,000 | 5,553,000 |
| Net interest income | 8,586,000 | 18,118,000 | 28,073,000 | 38,683,000 |
| Noninterest income | 1,144,000 | 2,728,000 | 4,037,000 | 5,278,000 |
| Noninterest expense | 6,244,000 | 12,906,000 | 21,332,000 | 27,370,000 |
| Provision for loan losses | 560,000 | 1,810,000 | 2,000,000 | 8,055,000 |
| Pretax income | 2,926,000 | 6,170,000 | 8,818,000 | 8,576,000 |
| Income tax | 1,189,000 | 2,508,000 | 3,632,000 | 3,257,000 |
| Net income | 1,737,000 | 3,662,000 | 5,186,000 | 5,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,195,000 | 89,249,000 | 118,766,000 | 118,925,000 |
| Total capital | 97,794,000 | 100,846,000 | 130,491,000 | 130,897,000 |
| Risk-weighted assets | 847,781,000 | 927,412,000 | 937,929,000 | 1,057,742,000 |