Call reports 2015
METROPOLITAN COMMERCIAL BANK — 2015
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 792,749,000 | 833,967,000 | 909,499,000 | 975,565,000 |
| Total loans | 657,653,000 | 693,524,000 | 747,664,000 | 821,087,000 |
| Allowance for loan losses | 8,188,000 | 8,541,000 | 9,173,000 | 9,942,000 |
| Securities available for sale | 55,699,000 | 52,765,000 | 50,326,000 | 47,491,000 |
| Securities held to maturity | 97,000 | 5,248,000 | 5,130,000 | 4,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,381,000 | 664,605,000 | 760,926,000 | 780,434,000 |
| Interest-bearing deposits | 482,690,000 | 493,350,000 | 474,583,000 | 515,666,000 |
| Noninterest-bearing deposits | 162,691,000 | 171,254,000 | 286,344,000 | 264,767,000 |
| Equity capital | 80,020,000 | 92,522,000 | 94,149,000 | 95,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,416,000 | 15,197,000 | 23,562,000 | 32,705,000 |
| Interest expense | 1,151,000 | 2,364,000 | 3,568,000 | 4,813,000 |
| Net interest income | 6,265,000 | 12,833,000 | 19,994,000 | 27,892,000 |
| Noninterest income | 737,000 | 1,874,000 | 3,178,000 | 4,457,000 |
| Noninterest expense | 5,390,000 | 10,844,000 | 16,366,000 | 23,075,000 |
| Provision for loan losses | 270,000 | 620,000 | 1,250,000 | 2,015,000 |
| Pretax income | 1,342,000 | 3,243,000 | 5,556,000 | 7,259,000 |
| Income tax | 574,000 | 1,297,000 | 2,245,000 | 2,732,000 |
| Net income | 768,000 | 1,946,000 | 3,311,000 | 4,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,893,000 | 82,582,000 | 83,992,000 | 85,329,000 |
| Total capital | 77,806,000 | 91,036,000 | 92,994,000 | 95,183,000 |
| Risk-weighted assets | 632,726,000 | 676,189,000 | 719,782,000 | 788,064,000 |