Call reports 2011
METROPOLITAN COMMERCIAL BANK — 2011
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 588,400,000 | 598,645,000 | 606,378,000 | 593,623,000 |
| Total loans | 434,932,000 | 443,211,000 | 428,425,000 | 419,225,000 |
| Allowance for loan losses | 8,408,000 | 8,603,000 | 8,763,000 | 8,567,000 |
| Securities available for sale | 56,561,000 | 60,668,000 | 57,089,000 | 94,005,000 |
| Securities held to maturity | 101,000 | 102,000 | 90,000 | 90,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,911,000 | 460,111,000 | 467,780,000 | 466,488,000 |
| Interest-bearing deposits | 415,687,000 | 416,143,000 | 420,391,000 | 423,308,000 |
| Noninterest-bearing deposits | 38,224,000 | 43,969,000 | 47,389,000 | 43,180,000 |
| Equity capital | 71,501,000 | 72,656,000 | 73,784,000 | 74,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,275,000 | 14,486,000 | 22,204,000 | 29,451,000 |
| Interest expense | 1,789,000 | 3,601,000 | 5,425,000 | 7,075,000 |
| Net interest income | 5,486,000 | 10,885,000 | 16,779,000 | 22,376,000 |
| Noninterest income | 1,879,000 | 3,648,000 | 5,626,000 | 7,483,000 |
| Noninterest expense | 5,789,000 | 11,489,000 | 17,503,000 | 24,657,000 |
| Provision for loan losses | 301,000 | 600,000 | 760,000 | 763,000 |
| Pretax income | 1,275,000 | 2,444,000 | 4,142,000 | 4,439,000 |
| Income tax | 588,000 | 1,132,000 | 1,914,000 | 2,063,000 |
| Net income | 687,000 | 1,312,000 | 2,228,000 | 2,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,990,000 | 61,649,000 | 62,599,000 | 62,781,000 |
| Total capital | 66,313,000 | 67,086,000 | 67,805,000 | 68,012,000 |
| Risk-weighted assets | 422,698,000 | 431,762,000 | 412,887,000 | 415,061,000 |