Call reports 2010
METROPOLITAN COMMERCIAL BANK — 2010
What METROPOLITAN COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 606,049,000 | 617,044,000 | 600,348,000 | 581,647,000 |
| Total loans | 500,576,000 | 487,567,000 | 470,907,000 | 447,398,000 |
| Allowance for loan losses | 9,512,000 | 9,726,000 | 9,010,000 | 8,208,000 |
| Securities available for sale | 16,722,000 | 37,357,000 | 40,882,000 | 44,811,000 |
| Securities held to maturity | 51,000 | 52,000 | 41,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,301,000 | 481,650,000 | 466,244,000 | 450,715,000 |
| Interest-bearing deposits | 438,254,000 | 447,432,000 | 421,338,000 | 403,996,000 |
| Noninterest-bearing deposits | 31,047,000 | 34,218,000 | 44,906,000 | 46,719,000 |
| Equity capital | 67,144,000 | 69,986,000 | 70,814,000 | 70,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,442,000 | 16,758,000 | 24,963,000 | 32,660,000 |
| Interest expense | 2,634,000 | 5,360,000 | 7,810,000 | 9,839,000 |
| Net interest income | 5,808,000 | 11,398,000 | 17,153,000 | 22,821,000 |
| Noninterest income | 1,892,000 | 3,759,000 | 5,556,000 | 7,470,000 |
| Noninterest expense | 5,923,000 | 11,705,000 | 17,498,000 | 23,393,000 |
| Provision for loan losses | 310,000 | 611,000 | 912,000 | 1,432,000 |
| Pretax income | 1,467,000 | 2,841,000 | 4,299,000 | 5,466,000 |
| Income tax | 676,000 | 1,314,000 | 1,988,000 | 2,528,000 |
| Net income | 791,000 | 1,527,000 | 2,311,000 | 2,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,023,000 | 58,792,000 | 59,610,000 | 60,270,000 |
| Total capital | 61,751,000 | 64,550,000 | 65,250,000 | 65,691,000 |
| Risk-weighted assets | 454,373,000 | 456,545,000 | 447,697,000 | 430,653,000 |