Call reports 2020
AQUESTA BANK — 2020
What AQUESTA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 525,856,000 | 678,067,000 | 687,381,000 | 682,846,000 |
| Total loans | 404,624,000 | 558,478,000 | 578,499,000 | 554,951,000 |
| Allowance for loan losses | 4,130,000 | 4,944,000 | 5,165,000 | 5,319,000 |
| Securities available for sale | 52,335,000 | 36,294,000 | 30,736,000 | 52,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,529,000 | 520,707,000 | 544,764,000 | 558,170,000 |
| Interest-bearing deposits | 287,429,000 | 344,194,000 | 363,895,000 | 371,595,000 |
| Noninterest-bearing deposits | 115,100,000 | 176,512,000 | 180,869,000 | 186,574,000 |
| Equity capital | 54,748,000 | 56,119,000 | 57,435,000 | 59,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,676,000 | 11,343,000 | 17,408,000 | 24,308,000 |
| Interest expense | 1,420,000 | 2,544,000 | 3,613,000 | 4,529,000 |
| Net interest income | 4,256,000 | 8,799,000 | 13,795,000 | 19,779,000 |
| Noninterest income | 650,000 | 1,112,000 | 1,587,000 | 2,623,000 |
| Noninterest expense | 3,427,000 | 5,979,000 | 9,595,000 | 13,809,000 |
| Provision for loan losses | 325,000 | 1,133,000 | 1,508,000 | 1,951,000 |
| Pretax income | 1,169,000 | 2,982,000 | 4,462,000 | 6,893,000 |
| Income tax | 265,000 | 637,000 | 976,000 | 1,528,000 |
| Net income | 904,000 | 2,345,000 | 3,486,000 | 5,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,202,000 | 56,686,000 | 57,875,000 | 59,812,000 |
| Total capital | 59,332,000 | 61,630,000 | 63,040,000 | 65,131,000 |
| Risk-weighted assets | 404,628,000 | 424,675,000 | 430,693,000 | 453,418,000 |