Call reports 2019
AQUESTA BANK — 2019
What AQUESTA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 475,106,000 | 475,434,000 | 504,824,000 | 523,606,000 |
| Total loans | 379,252,000 | 377,983,000 | 395,554,000 | 415,819,000 |
| Allowance for loan losses | 3,680,000 | 3,721,000 | 3,862,000 | 3,868,000 |
| Securities available for sale | 51,293,000 | 50,752,000 | 60,937,000 | 56,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,871,000 | 375,415,000 | 393,481,000 | 421,084,000 |
| Interest-bearing deposits | 262,415,000 | 266,180,000 | 251,320,000 | 283,170,000 |
| Noninterest-bearing deposits | 100,456,000 | 109,235,000 | 142,161,000 | 137,914,000 |
| Equity capital | 48,889,000 | 50,513,000 | 51,835,000 | 53,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,445,000 | 11,077,000 | 16,774,000 | 22,562,000 |
| Interest expense | 1,501,000 | 3,008,000 | 4,496,000 | 5,958,000 |
| Net interest income | 3,944,000 | 8,069,000 | 12,278,000 | 16,604,000 |
| Noninterest income | 775,000 | 1,407,000 | 1,750,000 | 2,924,000 |
| Noninterest expense | 3,135,000 | 6,340,000 | 9,474,000 | 13,648,000 |
| Provision for loan losses | 170,000 | 205,000 | 340,000 | 340,000 |
| Pretax income | 1,414,000 | 2,931,000 | 4,214,000 | 5,490,000 |
| Income tax | 296,000 | 629,000 | 893,000 | 1,054,000 |
| Net income | 1,118,000 | 2,302,000 | 3,321,000 | 4,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,836,000 | 52,063,000 | 53,124,000 | 54,253,000 |
| Total capital | 54,516,000 | 55,784,000 | 56,987,000 | 58,121,000 |
| Risk-weighted assets | 379,909,000 | 376,213,000 | 393,079,000 | 398,133,000 |