Call reports 2018
AQUESTA BANK — 2018
What AQUESTA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 422,270,000 | 439,625,000 | 456,845,000 | 459,985,000 |
| Total loans | 324,629,000 | 336,139,000 | 352,322,000 | 367,886,000 |
| Allowance for loan losses | 3,035,000 | 3,195,000 | 3,237,000 | 3,493,000 |
| Securities available for sale | 56,427,000 | 54,944,000 | 52,420,000 | 51,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,653,000 | 316,187,000 | 337,583,000 | 320,204,000 |
| Interest-bearing deposits | 205,039,000 | 215,336,000 | 234,483,000 | 221,602,000 |
| Noninterest-bearing deposits | 101,613,000 | 100,850,000 | 103,099,000 | 98,602,000 |
| Equity capital | 31,227,000 | 32,121,000 | 33,984,000 | 35,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,365,000 | 9,026,000 | 13,953,000 | 19,254,000 |
| Interest expense | 902,000 | 1,983,000 | 3,191,000 | 4,583,000 |
| Net interest income | 3,463,000 | 7,043,000 | 10,762,000 | 14,671,000 |
| Noninterest income | 950,000 | 1,614,000 | 2,077,000 | 2,754,000 |
| Noninterest expense | 3,037,000 | 6,158,000 | 9,133,000 | 12,294,000 |
| Provision for loan losses | 219,000 | 424,000 | 710,000 | 956,000 |
| Pretax income | 1,040,000 | 1,958,000 | 2,879,000 | 4,065,000 |
| Income tax | 233,000 | 422,000 | 623,000 | 835,000 |
| Net income | 807,000 | 1,536,000 | 2,256,000 | 3,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,126,000 | 34,906,000 | 36,958,000 | 37,974,000 |
| Total capital | 37,161,000 | 38,101,000 | 40,195,000 | 41,467,000 |
| Risk-weighted assets | 332,170,000 | 339,940,000 | 358,087,000 | 367,791,000 |