Call reports 2017
AQUESTA BANK — 2017
What AQUESTA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 350,362,000 | 361,883,000 | 376,730,000 | 405,471,000 |
| Total loans | 254,807,000 | 268,134,000 | 276,216,000 | 305,313,000 |
| Allowance for loan losses | 2,690,000 | 2,771,000 | 2,826,000 | 2,817,000 |
| Securities available for sale | 49,042,000 | 47,824,000 | 67,006,000 | 61,911,000 |
| Securities held to maturity | 13,143,000 | 12,854,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,533,000 | 275,903,000 | 280,205,000 | 305,187,000 |
| Interest-bearing deposits | 192,550,000 | 193,969,000 | 195,942,000 | 209,957,000 |
| Noninterest-bearing deposits | 79,983,000 | 81,934,000 | 84,263,000 | 95,230,000 |
| Equity capital | 26,786,000 | 29,483,000 | 30,491,000 | 30,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,472,000 | 7,101,000 | 11,006,000 | 15,205,000 |
| Interest expense | 568,000 | 1,146,000 | 1,774,000 | 2,564,000 |
| Net interest income | 2,904,000 | 5,955,000 | 9,232,000 | 12,641,000 |
| Noninterest income | 300,000 | 577,000 | 912,000 | 1,490,000 |
| Noninterest expense | 2,452,000 | 4,961,000 | 7,443,000 | 10,028,000 |
| Provision for loan losses | 0 | 80,000 | 170,000 | 170,000 |
| Pretax income | 740,000 | 1,479,000 | 2,561,000 | 3,638,000 |
| Income tax | 227,000 | 457,000 | 814,000 | 1,660,000 |
| Net income | 513,000 | 1,022,000 | 1,747,000 | 1,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,289,000 | 31,842,000 | 32,610,000 | 33,296,000 |
| Total capital | 31,979,000 | 34,613,000 | 35,436,000 | 36,113,000 |
| Risk-weighted assets | 269,780,000 | 285,230,000 | 294,718,000 | 323,575,000 |