Call reports 2016
AQUESTA BANK — 2016
What AQUESTA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 310,753,000 | 333,421,000 | 342,914,000 | 349,817,000 |
| Total loans | 205,371,000 | 231,754,000 | 240,057,000 | 250,808,000 |
| Allowance for loan losses | 2,591,000 | 2,612,000 | 2,564,000 | 2,650,000 |
| Securities available for sale | 51,696,000 | 51,344,000 | 55,842,000 | 51,206,000 |
| Securities held to maturity | 20,512,000 | 18,640,000 | 14,394,000 | 13,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,451,000 | 232,086,000 | 249,585,000 | 269,564,000 |
| Interest-bearing deposits | 151,304,000 | 165,103,000 | 176,257,000 | 191,328,000 |
| Noninterest-bearing deposits | 67,147,000 | 66,983,000 | 73,328,000 | 78,236,000 |
| Equity capital | 22,909,000 | 23,834,000 | 24,993,000 | 25,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,964,000 | 6,130,000 | 9,555,000 | 13,037,000 |
| Interest expense | 410,000 | 910,000 | 1,479,000 | 2,024,000 |
| Net interest income | 2,554,000 | 5,220,000 | 8,076,000 | 11,013,000 |
| Noninterest income | 1,004,000 | 1,538,000 | 2,322,000 | 2,778,000 |
| Noninterest expense | 2,864,000 | 5,166,000 | 7,592,000 | 10,106,000 |
| Provision for loan losses | 25,000 | 40,000 | 196,000 | 260,000 |
| Pretax income | 607,000 | 1,657,000 | 2,725,000 | 3,603,000 |
| Income tax | 200,000 | 580,000 | 959,000 | 1,032,000 |
| Net income | 407,000 | 1,077,000 | 1,766,000 | 2,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,212,000 | 26,893,000 | 27,594,000 | 28,740,000 |
| Total capital | 28,803,000 | 29,505,000 | 30,158,000 | 31,390,000 |
| Risk-weighted assets | 250,329,000 | 261,280,000 | 264,342,000 | 269,158,000 |