Call reports 2015
AQUESTA BANK — 2015
What AQUESTA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 263,060,000 | 269,091,000 | 271,035,000 | 292,859,000 |
| Total loans | 173,891,000 | 184,135,000 | 183,548,000 | 195,637,000 |
| Allowance for loan losses | 2,505,000 | 2,713,000 | 2,471,000 | 2,561,000 |
| Securities available for sale | 39,564,000 | 37,853,000 | 38,263,000 | 42,191,000 |
| Securities held to maturity | 18,501,000 | 17,403,000 | 16,804,000 | 23,080,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,164,000 | 201,550,000 | 200,867,000 | 212,034,000 |
| Interest-bearing deposits | 152,182,000 | 145,793,000 | 140,905,000 | 145,706,000 |
| Noninterest-bearing deposits | 46,982,000 | 55,757,000 | 59,962,000 | 66,328,000 |
| Equity capital | 22,861,000 | 23,548,000 | 23,379,000 | 23,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,420,000 | 8,319,000 | 11,257,000 |
| Interest expense | 353,000 | 715,000 | 1,063,000 | 1,458,000 |
| Net interest income | 2,331,000 | 4,705,000 | 7,256,000 | 9,799,000 |
| Noninterest income | 836,000 | 1,833,000 | 2,842,000 | 3,715,000 |
| Noninterest expense | 2,342,000 | 4,732,000 | 7,420,000 | 10,325,000 |
| Provision for loan losses | 20,000 | 136,000 | 186,000 | 271,000 |
| Pretax income | 818,000 | 1,767,000 | 2,641,000 | 3,166,000 |
| Income tax | 309,000 | 662,000 | 1,008,000 | 1,116,000 |
| Net income | 509,000 | 1,105,000 | 1,633,000 | 2,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,114,000 | 24,752,000 | 25,115,000 | 25,151,000 |
| Total capital | 26,619,000 | 27,465,000 | 27,586,000 | 27,712,000 |
| Risk-weighted assets | 226,336,000 | 233,607,000 | 236,260,000 | 244,474,000 |