Call reports 2014
AQUESTA BANK — 2014
What AQUESTA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 237,042,000 | 249,143,000 | 251,025,000 | 263,729,000 |
| Total loans | 137,165,000 | 146,330,000 | 154,726,000 | 172,160,000 |
| Allowance for loan losses | 2,260,000 | 2,334,000 | 2,365,000 | 2,480,000 |
| Securities available for sale | 53,150,000 | 54,052,000 | 48,732,000 | 44,375,000 |
| Securities held to maturity | 18,892,000 | 18,847,000 | 18,601,000 | 18,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,389,000 | 185,707,000 | 188,187,000 | 206,398,000 |
| Interest-bearing deposits | 137,360,000 | 139,463,000 | 141,871,000 | 149,946,000 |
| Noninterest-bearing deposits | 47,029,000 | 46,244,000 | 46,316,000 | 56,452,000 |
| Equity capital | 22,148,000 | 22,920,000 | 23,767,000 | 22,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,391,000 | 4,867,000 | 7,400,000 | 10,051,000 |
| Interest expense | 294,000 | 600,000 | 930,000 | 1,290,000 |
| Net interest income | 2,097,000 | 4,267,000 | 6,470,000 | 8,761,000 |
| Noninterest income | 836,000 | 1,602,000 | 2,388,000 | 3,264,000 |
| Noninterest expense | 2,168,000 | 4,322,000 | 6,562,000 | 8,954,000 |
| Provision for loan losses | 104,000 | 172,000 | 237,000 | 429,000 |
| Pretax income | 664,000 | 1,363,000 | 2,094,000 | 2,703,000 |
| Income tax | 236,000 | 490,000 | 760,000 | 974,000 |
| Net income | 428,000 | 873,000 | 1,334,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,603,000 | 23,070,000 | 23,569,000 | 22,871,000 |
| Total capital | 24,863,000 | 25,404,000 | 25,934,000 | 25,351,000 |
| Risk-weighted assets | 208,005,000 | 217,993,000 | 217,448,000 | 230,692,000 |