Call reports 2013
AQUESTA BANK — 2013
What AQUESTA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 208,973,000 | 216,543,000 | 225,800,000 | 233,957,000 |
| Total loans | 110,902,000 | 120,911,000 | 122,176,000 | 130,344,000 |
| Allowance for loan losses | 1,985,000 | 2,022,000 | 2,100,000 | 2,151,000 |
| Securities available for sale | 67,785,000 | 66,680,000 | 56,738,000 | 56,148,000 |
| Securities held to maturity | 0 | 0 | 15,273,000 | 15,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,545,000 | 160,741,000 | 168,326,000 | 183,457,000 |
| Interest-bearing deposits | 126,468,000 | 124,745,000 | 132,201,000 | 135,700,000 |
| Noninterest-bearing deposits | 36,077,000 | 35,996,000 | 36,125,000 | 47,757,000 |
| Equity capital | 22,711,000 | 21,764,000 | 20,748,000 | 21,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,201,000 | 6,535,000 | 8,843,000 |
| Interest expense | 308,000 | 582,000 | 877,000 | 1,159,000 |
| Net interest income | 1,743,000 | 3,619,000 | 5,658,000 | 7,684,000 |
| Noninterest income | 479,000 | 1,156,000 | 1,739,000 | 2,378,000 |
| Noninterest expense | 1,862,000 | 3,837,000 | 5,743,000 | 7,846,000 |
| Provision for loan losses | 85,000 | 175,000 | 251,000 | 274,000 |
| Pretax income | 543,000 | 1,125,000 | 1,765,000 | 2,304,000 |
| Income tax | 196,000 | 427,000 | 657,000 | 835,000 |
| Net income | 347,000 | 698,000 | 1,108,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,106,000 | 21,428,000 | 21,980,000 | 22,130,000 |
| Total capital | 23,091,000 | 23,450,000 | 24,080,000 | 24,281,000 |
| Risk-weighted assets | 180,437,000 | 193,129,000 | 196,508,000 | 199,747,000 |