Call reports 2012
AQUESTA BANK — 2012
What AQUESTA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 199,876,000 | 194,458,000 | 202,557,000 | 204,711,000 |
| Total loans | 115,745,000 | 109,968,000 | 105,963,000 | 109,150,000 |
| Allowance for loan losses | 1,667,000 | 2,026,000 | 2,017,000 | 1,897,000 |
| Securities available for sale | 54,611,000 | 55,263,000 | 66,119,000 | 64,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,004,000 | 152,553,000 | 154,695,000 | 159,418,000 |
| Interest-bearing deposits | 128,307,000 | 119,795,000 | 125,724,000 | 123,431,000 |
| Noninterest-bearing deposits | 26,697,000 | 32,758,000 | 28,972,000 | 35,988,000 |
| Equity capital | 21,017,000 | 21,597,000 | 22,509,000 | 22,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,386,000 | 6,436,000 | 8,550,000 |
| Interest expense | 475,000 | 826,000 | 1,150,000 | 1,510,000 |
| Net interest income | 1,730,000 | 3,560,000 | 5,286,000 | 7,040,000 |
| Noninterest income | 550,000 | 1,112,000 | 1,627,000 | 2,102,000 |
| Noninterest expense | 1,877,000 | 3,822,000 | 5,632,000 | 7,449,000 |
| Provision for loan losses | 425,000 | 500,000 | 525,000 | 575,000 |
| Pretax income | 218,000 | 628,000 | 1,137,000 | 1,634,000 |
| Income tax | 72,000 | 178,000 | 373,000 | 558,000 |
| Net income | 146,000 | 450,000 | 764,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,694,000 | 19,237,000 | 19,614,000 | 20,818,000 |
| Total capital | 20,361,000 | 21,263,000 | 21,631,000 | 22,715,000 |
| Risk-weighted assets | 171,927,000 | 167,966,000 | 171,247,000 | 172,343,000 |