Call reports 2011
AQUESTA BANK — 2011
What AQUESTA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 200,559,000 | 214,220,000 | 207,531,000 | 199,088,000 |
| Total loans | 124,786,000 | 125,215,000 | 124,525,000 | 115,931,000 |
| Allowance for loan losses | 1,572,000 | 1,776,000 | 1,773,000 | 1,811,000 |
| Securities available for sale | 48,485,000 | 55,112,000 | 53,170,000 | 52,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,060,000 | 160,042,000 | 161,382,000 | 157,025,000 |
| Interest-bearing deposits | 134,964,000 | 132,709,000 | 135,367,000 | 131,069,000 |
| Noninterest-bearing deposits | 20,096,000 | 27,333,000 | 26,015,000 | 25,956,000 |
| Equity capital | 20,885,000 | 21,146,000 | 20,394,000 | 20,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,384,000 | 4,773,000 | 7,139,000 | 9,491,000 |
| Interest expense | 695,000 | 1,328,000 | 1,889,000 | 2,385,000 |
| Net interest income | 1,689,000 | 3,445,000 | 5,250,000 | 7,106,000 |
| Noninterest income | 392,000 | 917,000 | 979,000 | 1,647,000 |
| Noninterest expense | 1,866,000 | 3,950,000 | 5,984,000 | 7,899,000 |
| Provision for loan losses | 530,000 | 945,000 | 2,605,000 | 3,205,000 |
| Pretax income | -315,000 | -295,000 | -1,751,000 | -1,675,000 |
| Income tax | -139,000 | -148,000 | -745,000 | -747,000 |
| Net income | -176,000 | -147,000 | -1,006,000 | -928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,339,000 | 19,466,000 | 18,005,000 | 18,123,000 |
| Total capital | 20,911,000 | 21,242,000 | 19,778,000 | 19,934,000 |
| Risk-weighted assets | 170,015,000 | 176,291,000 | 178,456,000 | 173,340,000 |