Call reports 2010
AQUESTA BANK — 2010
What AQUESTA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 194,302,000 | 193,871,000 | 195,247,000 | 195,502,000 |
| Total loans | 134,290,000 | 134,522,000 | 129,980,000 | 126,240,000 |
| Allowance for loan losses | 2,063,000 | 1,677,000 | 1,609,000 | 1,211,000 |
| Securities available for sale | 35,147,000 | 33,905,000 | 32,962,000 | 43,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,930,000 | 146,394,000 | 150,636,000 | 150,719,000 |
| Interest-bearing deposits | 129,412,000 | 124,823,000 | 129,430,000 | 132,892,000 |
| Noninterest-bearing deposits | 22,518,000 | 21,571,000 | 21,206,000 | 17,827,000 |
| Equity capital | 21,469,000 | 21,770,000 | 22,512,000 | 20,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,451,000 | 4,903,000 | 7,332,000 | 9,651,000 |
| Interest expense | 785,000 | 1,566,000 | 2,290,000 | 3,006,000 |
| Net interest income | 1,666,000 | 3,337,000 | 5,042,000 | 6,645,000 |
| Noninterest income | 71,000 | 1,019,000 | 1,527,000 | 1,658,000 |
| Noninterest expense | 1,366,000 | 3,695,000 | 5,654,000 | 7,441,000 |
| Provision for loan losses | 140,000 | 290,000 | 540,000 | 1,496,000 |
| Pretax income | 231,000 | 259,000 | 338,000 | 39,000 |
| Income tax | 0 | -90,000 | -135,000 | -436,000 |
| Net income | 231,000 | 349,000 | 473,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,556,000 | 19,677,000 | 20,022,000 | 20,055,000 |
| Total capital | 21,599,000 | 21,354,000 | 21,631,000 | 21,266,000 |
| Risk-weighted assets | 166,092,000 | 167,564,000 | 165,115,000 | 167,748,000 |