Call reports 2009
AQUESTA BANK — 2009
What AQUESTA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 181,787,000 | 182,857,000 | 185,865,000 | 191,326,000 |
| Total loans | 132,710,000 | 137,249,000 | 136,666,000 | 134,652,000 |
| Allowance for loan losses | 2,030,000 | 2,179,000 | 2,144,000 | 1,945,000 |
| Securities available for sale | 25,912,000 | 24,053,000 | 31,526,000 | 30,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,000,000 | 149,846,000 | 150,501,000 | 153,679,000 |
| Interest-bearing deposits | 139,837,000 | 137,456,000 | 136,464,000 | 130,984,000 |
| Noninterest-bearing deposits | 11,163,000 | 12,390,000 | 14,037,000 | 22,695,000 |
| Equity capital | 16,906,000 | 18,792,000 | 20,609,000 | 20,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,389,000 | 4,813,000 | 7,254,000 | 9,803,000 |
| Interest expense | 1,168,000 | 2,236,000 | 3,232,000 | 4,129,000 |
| Net interest income | 1,221,000 | 2,577,000 | 4,022,000 | 5,674,000 |
| Noninterest income | 47,000 | 101,000 | 152,000 | 546,000 |
| Noninterest expense | 1,058,000 | 2,288,000 | 3,459,000 | 5,105,000 |
| Provision for loan losses | 82,000 | 232,000 | 602,000 | 1,057,000 |
| Pretax income | 128,000 | 158,000 | 314,000 | 330,000 |
| Income tax | -35,000 | -96,000 | -121,000 | -421,000 |
| Net income | 163,000 | 254,000 | 435,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,994,000 | 19,358,000 | 20,544,000 | 18,828,000 |
| Total capital | 20,024,000 | 21,483,000 | 22,649,000 | 20,773,000 |
| Risk-weighted assets | 166,385,000 | 169,199,000 | 167,599,000 | 169,043,000 |