Call reports 2008
AQUESTA BANK — 2008
What AQUESTA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 130,166,000 | 159,837,000 | 171,941,000 | 176,913,000 |
| Total loans | 90,662,000 | 114,361,000 | 125,173,000 | 129,035,000 |
| Allowance for loan losses | 1,342,000 | 1,693,000 | 1,878,000 | 1,948,000 |
| Securities available for sale | 27,231,000 | 33,604,000 | 24,464,000 | 29,504,000 |
| Securities held to maturity | 0 | 0 | 3,947,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,118,000 | 125,649,000 | 142,686,000 | 143,870,000 |
| Interest-bearing deposits | 91,823,000 | 117,918,000 | 136,204,000 | 134,646,000 |
| Noninterest-bearing deposits | 4,295,000 | 7,731,000 | 6,482,000 | 9,224,000 |
| Equity capital | 20,653,000 | 20,305,000 | 17,743,000 | 18,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,888,000 | 4,107,000 | 6,610,000 | 9,079,000 |
| Interest expense | 963,000 | 2,057,000 | 3,310,000 | 4,591,000 |
| Net interest income | 925,000 | 2,050,000 | 3,300,000 | 4,488,000 |
| Noninterest income | -43,000 | 147,000 | 134,000 | 165,000 |
| Noninterest expense | 1,024,000 | 2,119,000 | 3,266,000 | 4,311,000 |
| Provision for loan losses | 207,000 | 558,000 | 743,000 | 813,000 |
| Pretax income | -335,000 | -454,000 | -2,076,000 | -2,111,000 |
| Income tax | 0 | -151,000 | -1,045,000 | -1,272,000 |
| Net income | -335,000 | -303,000 | -1,031,000 | -839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,628,000 | 20,712,000 | 19,005,000 | 18,649,000 |
| Total capital | 21,970,000 | 22,405,000 | 20,883,000 | 20,597,000 |
| Risk-weighted assets | 120,792,000 | 164,444,000 | 158,983,000 | 161,754,000 |