Call reports 2007
AQUESTA BANK — 2007
What AQUESTA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,500,000 | 76,722,000 | 92,837,000 | 109,476,000 |
| Total loans | 36,740,000 | 50,605,000 | 63,299,000 | 75,868,000 |
| Allowance for loan losses | 550,000 | 759,000 | 948,000 | 1,135,000 |
| Securities available for sale | 15,049,000 | 17,902,000 | 24,478,000 | 23,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,806,000 | 55,486,000 | 71,583,000 | 83,120,000 |
| Interest-bearing deposits | 35,396,000 | 52,816,000 | 68,141,000 | 79,371,000 |
| Noninterest-bearing deposits | 2,410,000 | 2,670,000 | 3,442,000 | 3,749,000 |
| Equity capital | 21,484,000 | 20,969,000 | 20,926,000 | 20,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 2,081,000 | 3,584,000 | 5,317,000 |
| Interest expense | 392,000 | 951,000 | 1,727,000 | 2,681,000 |
| Net interest income | 511,000 | 1,130,000 | 1,857,000 | 2,636,000 |
| Noninterest income | 6,000 | 35,000 | 60,000 | 89,000 |
| Noninterest expense | 646,000 | 1,385,000 | 2,157,000 | 2,990,000 |
| Provision for loan losses | 147,000 | 356,000 | 545,000 | 732,000 |
| Pretax income | -263,000 | -563,000 | -772,000 | -984,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -263,000 | -563,000 | -772,000 | -984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,496,000 | 21,243,000 | 21,080,000 | 20,914,000 |
| Total capital | 22,046,000 | 22,002,000 | 22,028,000 | 22,049,000 |
| Risk-weighted assets | 46,021,000 | 65,140,000 | 81,008,000 | 95,677,000 |