Call reports 2006
AQUESTA BANK — 2006
What AQUESTA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 40,300,000 | 55,807,000 |
| Total loans | 3,204,000 | 26,861,000 |
| Allowance for loan losses | 48,000 | 403,000 |
| Securities available for sale | 23,947,000 | 17,109,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 18,263,000 | 28,894,000 |
| Interest-bearing deposits | 17,666,000 | 26,845,000 |
| Noninterest-bearing deposits | 597,000 | 2,048,000 |
| Equity capital | 21,925,000 | 21,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 284,000 | 1,049,000 |
| Interest expense | 68,000 | 377,000 |
| Net interest income | 216,000 | 672,000 |
| Noninterest income | 6,000 | 6,000 |
| Noninterest expense | 399,000 | 1,413,000 |
| Provision for loan losses | 48,000 | 403,000 |
| Pretax income | -205,000 | -1,047,000 |
| Income tax | 0 | 0 |
| Net income | -205,000 | -1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 21,921,000 | 21,714,000 |
| Total capital | 21,969,000 | 22,117,000 |
| Risk-weighted assets | 11,632,000 | 36,335,000 |