Call reports 2023
CITY NATIONAL BANK OF WEST VIRGINIA — 2023
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 6,184,549,000 | 6,121,476,000 | 6,050,570,000 | 6,142,217,000 |
| Total loans | 3,892,922,000 | 3,920,534,000 | 4,005,834,000 | 4,124,358,000 |
| Allowance for loan losses | 22,724,000 | 22,751,000 | 23,128,000 | 22,745,000 |
| Securities available for sale | 1,439,902,000 | 1,404,260,000 | 1,345,628,000 | 1,325,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,185,576,000 | 5,027,096,000 | 4,957,860,000 | 4,997,075,000 |
| Interest-bearing deposits | 3,715,775,000 | 3,641,957,000 | 3,611,660,000 | 3,591,458,000 |
| Noninterest-bearing deposits | 1,469,801,000 | 1,385,139,000 | 1,346,200,000 | 1,405,617,000 |
| Equity capital | 589,353,000 | 609,079,000 | 583,562,000 | 599,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 61,148,000 | 128,535,000 | 198,428,000 | 269,968,000 |
| Interest expense | 7,933,000 | 19,970,000 | 34,416,000 | 51,506,000 |
| Net interest income | 53,215,000 | 108,565,000 | 164,012,000 | 218,462,000 |
| Noninterest income | 17,427,000 | 38,067,000 | 56,143,000 | 74,924,000 |
| Noninterest expense | 38,135,000 | 72,519,000 | 107,021,000 | 141,735,000 |
| Provision for loan losses | 2,918,000 | 3,343,000 | 3,543,000 | 3,243,000 |
| Pretax income | 30,168,000 | 71,328,000 | 109,426,000 | 143,340,000 |
| Income tax | 6,206,000 | 14,250,000 | 22,316,000 | 28,957,000 |
| Net income | 23,962,000 | 57,078,000 | 87,110,000 | 114,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 544,047,000 | 577,577,000 | 588,343,000 | 549,031,000 |
| Total capital | 565,090,000 | 598,647,000 | — | 570,099,000 |
| Risk-weighted assets | 3,863,662,000 | 3,898,615,000 | — | 3,981,684,000 |