Call reports 2020
CITY NATIONAL BANK OF WEST VIRGINIA — 2020
What CITY NATIONAL BANK OF WEST VIRGINIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,028,608,000 | 5,466,782,000 | 5,447,539,000 | 5,693,218,000 |
| Total loans | 3,612,356,000 | 3,664,687,000 | 3,662,873,000 | 3,620,809,000 |
| Allowance for loan losses | 24,393,000 | 25,199,000 | 24,867,000 | 24,549,000 |
| Securities available for sale | 894,383,000 | 1,014,536,000 | 1,116,062,000 | 1,137,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,061,645,000 | 4,416,009,000 | 4,423,515,000 | 4,673,894,000 |
| Interest-bearing deposits | 3,194,552,000 | 3,331,646,000 | 3,358,765,000 | 3,475,226,000 |
| Noninterest-bearing deposits | 867,093,000 | 1,084,363,000 | 1,064,750,000 | 1,198,668,000 |
| Equity capital | 625,158,000 | 636,678,000 | 635,955,000 | 624,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 47,769,000 | 91,669,000 | 134,497,000 | 176,602,000 |
| Interest expense | 7,663,000 | 13,871,000 | 19,091,000 | 23,381,000 |
| Net interest income | 40,106,000 | 77,798,000 | 115,406,000 | 153,221,000 |
| Noninterest income | 35,793,000 | 50,373,000 | 66,977,000 | 84,596,000 |
| Noninterest expense | 29,022,000 | 57,140,000 | 85,569,000 | 114,675,000 |
| Provision for loan losses | 7,972,000 | 9,222,000 | 10,248,000 | 10,722,000 |
| Pretax income | 38,992,000 | 61,901,000 | 86,658,000 | 112,446,000 |
| Income tax | 8,013,000 | 12,797,000 | 17,855,000 | 22,231,000 |
| Net income | 30,979,000 | 49,104,000 | 68,803,000 | 90,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 485,566,000 | 492,875,000 | 494,476,000 | 482,753,000 |
| Total capital | 502,442,000 | 513,116,000 | 514,355,000 | 502,401,000 |
| Risk-weighted assets | 3,391,230,000 | 3,387,089,000 | 3,419,092,000 | 3,423,182,000 |